Below are the answers to some common payday loan questions:
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What is the purpose of your payday loans?
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Our payday loans are short-term loans which are repayable on your next payday. This kind of loan is ideal for covering a temporary shortage of cash, if you have long-term debt problems other types of loan would probably be more appropriate and Debt Management Advice should be sought.
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How much can I borrow and how soon will I get the money?
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You can borrow from £80 to £750 depending on your personal circumstances. If your loan is approved and we receive your signed agreement before 2.30pm and you can get to one of our stores, you can have your money the same day. Alternatively you can have your money sent by BACS to your account free of charge which takes three working days, or finally you can pay an express fee of £15 which is deducted from your loan amount and you will receive your money the same day.
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How will I repay my payday loan?
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We use your debit card, or direct debit your account, to take repayment of your payday loan on your next pay day.
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Do you credit score my application?
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No, we don't credit score your payday loan application.
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Will bad credit affect my application?
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Not necessarily - we look at each payday loan application based on your recent circumstances.
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Can I still apply if I don't have a debit card?
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Yes, as long as we can direct debit your account to take repayment of your payday loan on your next payday.
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