Below are the answers to some common payday loan questions:
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What is the purpose of your payday loans?
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Our payday loans are short-term loans which are repayable on your next payday. This kind of loan is ideal for covering a temporary shortage of cash, if you have long-term debt problems other types of loan would probably be more appropriate and debt management advice should be sought.
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How soon will I get the money?
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If your loan is approved and we receive your signed web agreement before 6pm, you could have your money the same day monday to saturday with the exception of applications received on a sunday, they will be processed the next working day. You can have your money sent by BACS to your account free of charge which takes three working days or you can pay an express service fee of £15, which is deducted from your loan amount, to receive your money the same day, next working day if you apply on sunday. |
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How will I repay my payday loan?
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We use your debit card, or direct debit your account, to take repayment of your payday loan on your next pay day.
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Will bad credit affect my application?
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Not necessarily - we look at each payday loan application based on your recent circumstances.
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Can I still apply if I don't have a debit card?
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Yes, as long as we can direct debit your account to take repayment of your payday loan on your next payday.
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